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Affordable, complete coverage for all your personal vehicle.

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We take the time to understand your unique business and find you the coverage that works for you at a the best rate.

Home Insurance

Protecting things that are most important to you

Auto Insurance

Find the auto insurance policy that is right for your needs and budget.

Commercial Insurance

Get commercial insurance tailored to your unique business.

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Why choose Goodrates Insurance

  • We help you save

    Between multi-vehicle discounts to claims-free discounts, let us help you ensure you are taking advantage of discounts to save the most on your insurance.

  • We provide professional advice

    Our team takes the time to get to know you and helps you protect what is the most important to you. With our years of experience, let us help you find the coverage for you.

  • We compare rates

    With access to Canada's top insurers, we can compare coverage and rates to find the best insurance policy to fit your needs and budget.

  • We speak your language

    We're here to make insurance simple. We can explain and breakdown policies so you can understand. Our team speaks English, Cantonese, and Mandarin.

What's our clients said

Fred Lam is #1 in his field. He's very genuine, attentive, professional, knowledgeable and provides the best service. When I went through my first accident (at the beginning of this year), I was super scared and didn't know what to do and he assisted me throughout the entire process. I always refer him to friends/family/colleagues, because he knows what he's doing and offers the best quote.
Veronica V.
I had a great experience getting my Auto insurance with Goodrates. They have shopped for the best price for my needs and I'm glad to be able to do business with them. Not only can they provide a very competitive price but also give an excellent customer service. They are very friendly and accomodating! I highly recommend Goodrates! 👍 ReplyLike
Joy T.
Excellent Professional Service. Positive: Professionalism, Quality, Responsiveness, Value
Franco L.

Personal & Business Insurance

Home, auto, travel and business insurance fit for you at the best rate. 

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Home Insurance

Whether you own a house or a condo or are simply renting - protect your home, your belongings and personal liability.

Auto Insurance

Protect yourself on the road from motorcycles, to classic cars, to your daily car.

Travel Insurance

Lost baggage, last-minute rescheduling, medical emergency? Get covered so you can leave those worries at home.

Business Insurance

Get commercial insurance tailored to your unique business

Way to get started

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Give Us a Call

Call or text us at 647-889-4663


Whatsapp us at 647-889-4663