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Goodrates advantages

  • We help you save

    Between multi-vehicle discounts to claims-free discounts, let us help you ensure you are taking advantage of discounts to save the most on your insurance.

  • We provide professional advice

    Our team takes the time to get to know you and helps you protect what is the most important to you. With our years of experience, let us help you find the coverage for you.

  • We compare rates

    With access to Canada's top insurers, we can compare coverage and rates to find the best insurance policy to fit your needs and budget.

  • We speak your language

    We're here to make insurance simple. We can explain and breakdown policies so you can understand. Our team speaks English, Cantonese, and Mandarin.

About Goodrates Insurance

Goodrates Insurance, a division of BrokerTeam Insurance Solutions Inc. is a new insurance brokerage in Ontario made up of a team of experienced professionals. Goodrates was founded in 2021 and is currently a branch of award winning insurance brokerage, BrokerTeam Insurance. Our goal at Goodrates Insurance is to provide you the best service with the coverage you deserve.

Why get insured with Goodrates Insurance?

At Goodrates Insurance, we believe that everyone deserves to have the support and protection from the unexpected situations life throws at us. We want to help protect you and your loved ones and ensure that you can live freely without worrying about uncertainties. Our goal is to assist you in finding the best coverage possible while delivering reliable and efficient services. We are dedicated to understanding your needs and helping you find solutions that suit your unique situation.


Meet our team

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Fred Lam

Branch Director

Fred began his career in finance but discovered insurance when he moved to Canada. 

Now, he is an experienced insurance broker turned branch director of Goodrates Insurance.

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Winky Choy

Associate Broker

Winky is an insurance professional based in Ontario, Canada.

(647) 865-6083

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Terance Tsang

Associate Broker

Terance is an insurance professional based in Ontario, Canada.

(647) 897-2984

Stone

Stone Shek

Associate Broker

Stone is an insurance professional based in Ontario, Canada.

(437) 799-5789

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Wallace Li

Associate Broker

Wallace is an insurance professional based in Ontario, Canada.

(647) 540-1852

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Wesley Tsai

Insurance Advisor

Wesley is an insurance professional based in Ontario, Canada.

(647)607-4816

CharlesLin

Charles Lin

Insurance Advisor

Charles is an insurance professional based in Ontario, Canada.

(416)799-9648

Evelyn Wong

Customer Service Representative

Evelyn here to help you.

Esmond Lam

Customer Service Representative

Esmond is here to help you.

Mabel Chan

Office Administrator

Mabel is here to help you.

Goodrates Insurance for you

call: 647.889.4663
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What our clients have to say

Fred Lam is #1 in his field. He's very genuine, attentive, professional, knowledgeable and provides the best service. When I went through my first accident (at the beginning of this year), I was super scared and didn't know what to do and he assisted me throughout the entire process. I always refer him to friends/family/colleagues, because he knows what he's doing and offers the best quote.
Veronica V.
5/5
I had a great experience getting my Auto insurance with Goodrates. They have shopped for the best price for my needs and I'm glad to be able to do business with them. Not only can they provide a very competitive price but also give an excellent customer service. They are very friendly and accomodating! I highly recommend Goodrates! 👍 ReplyLike
Joy T.
5/5
Excellent Professional Service. Positive: Professionalism, Quality, Responsiveness, Value
Franco L.
5/5
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