{"id":8279,"date":"2026-07-26T17:16:26","date_gmt":"2026-07-26T21:16:26","guid":{"rendered":"https:\/\/goodrates.ca\/?p=8279"},"modified":"2026-07-26T17:30:14","modified_gmt":"2026-07-26T21:30:14","slug":"high-theft-risk-update-july-2026","status":"publish","type":"post","link":"https:\/\/goodrates.ca\/zh\/auto-insurance\/high-theft-risk-update-july-2026\/","title":{"rendered":"High Theft Risk Update July 2026"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"8279\" class=\"elementor elementor-8279\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6deacd52 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6deacd52\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4ebd0b39\" data-id=\"4ebd0b39\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68fb2ee6 elementor-widget elementor-widget-heading\" data-id=\"68fb2ee6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">CAA Ontario High Theft Risk Surcharge Update July 2026<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f478fb0 elementor-aspect-ratio-169 elementor-widget elementor-widget-video\" data-id=\"f478fb0\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/YtvNBZ6Ws04?si=-OWfLQOJLsLJulJx&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;,&quot;aspect_ratio&quot;:&quot;169&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width,100%)}<\/style>\t\t<div class=\"elementor-wrapper elementor-fit-aspect-ratio elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65695c5 elementor-widget elementor-widget-text-editor\" data-id=\"65695c5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div id=\"expanded\" class=\"style-scope ytd-text-inline-expander\"><span class=\"ytAttributedStringHost ytAttributedStringWhiteSpacePreWrap\" dir=\"auto\" role=\"text\"><span class=\"ytAttributedStringLinkInheritColor\" dir=\"auto\">This CAA Insurance Update to the High Theft Risk Premium Surcharge for automobile policies in Ontario, effective July 1, 2026. The update targets vehicles from the 2022 model year or newer, citing the immense financial burden of auto theft in Canada as the primary reason for these costs. Key changes include adding specific Acura, Lexus, and Toyota models to the high-risk list, while the Dodge RAM 1500 has been removed from this category. Additionally, the mandate continues to apply to most non-electric vehicles valued at $125,000 or more. Geographic eligibility has also shifted, with the North Bay \u2013 Thunder Bay District being reinstated for coverage while Northwestern Ontario remains excluded. These measures reflect the insurer&#8217;s ongoing strategy to mitigate significant losses through updated pricing and regional criteria.<\/span><\/span><\/div><div id=\"snippet\" class=\"style-scope ytd-text-inline-expander\">\u00a0<\/div><div class=\"style-scope ytd-watch-metadata\"><div id=\"video-summary\" class=\"style-scope ytd-structured-description-content-renderer\">\u00a0<\/div><div id=\"merch-shelf\" class=\"style-scope ytd-structured-description-content-renderer\">\u00a0<\/div><div id=\"ticket-shelf\" class=\"style-scope ytd-structured-description-content-renderer\">\u00a0<\/div><div id=\"items\" class=\"style-scope ytd-structured-description-content-renderer\">\u00a0<\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-63acccb\" data-id=\"63acccb\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8567fa elementor-widget elementor-widget-menu-anchor\" data-id=\"d8567fa\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"quote\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6e46a7 elementor-widget elementor-widget-heading\" data-id=\"c6e46a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a free Quote to save now<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c10c53f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c10c53f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider 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.elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d930cc eael-wpforms-labels-yes eael-wpforms-form-button-custom elementor-widget elementor-widget-eael-wpforms\" data-id=\"3d930cc\" data-element_type=\"widget\" data-widget_type=\"eael-wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"eael-contact-form eael-wpforms eael-contact-form-align-default\">\n                                <div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-4971\"><form id=\"wpforms-form-4971\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"4971\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/zh\/wp-json\/wp\/v2\/posts\/8279\" data-token=\"8252cc2ebede32733526d2019fe11b86\" data-trp-original-action=\"\/zh\/wp-json\/wp\/v2\/posts\/8279\"><div class=\"wpforms-head-container\"><div class=\"wpforms-description\">\u95dc\u65bc\u4f60\u5605\u8eca\u8f1b<\/div><\/div><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-4971-field_12-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"12\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_12\">\u4f60\u63f8\u7dca\u54a9\u8eca\uff1f <\/label><input type=\"text\" id=\"wpforms-4971-field_12\" class=\"wpforms-field-small\" name=\"wpforms[fields][12]\" ><div class=\"wpforms-field-description\">example: \"2020 Honda CRV\"<\/div><\/div><div id=\"wpforms-4971-field_4-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_4\">\u4f60\u67b6\u8eca\u4fc2\u64c1\u6709\u3001\u79df\u8cc3\u5b9a\u4fc2\u878d\u8cc7\uff1f<\/label><select id=\"wpforms-4971-field_4\" class=\"wpforms-field-medium\" name=\"wpforms[fields][4]\"><option value=\"Select\" >Select<\/option><option value=\"Financed\" >Financed<\/option><option value=\"Leased\" >Leased<\/option><option value=\"Owned\" >Owned<\/option><\/select><\/div><div id=\"wpforms-4971-field_6-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_6\">\u6bcf\u5e74\u5605\u63f8\u8eca\u8ddd\u96e2<\/label><select id=\"wpforms-4971-field_6\" class=\"wpforms-field-medium\" name=\"wpforms[fields][6]\"><option value=\"Under 8,000 km\" >Under 8,000 km<\/option><option value=\"8,001 - 16,000 km\" >8,001 - 16,000 km<\/option><option value=\"16,001 - 24,000 km\" >16,001 - 24,000 km<\/option><option value=\"Over 24,000 km\" >Over 24,000 km<\/option><\/select><\/div><div id=\"wpforms-4971-field_13-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"13\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_13\">Daily commute (one-way) <\/label><input type=\"text\" id=\"wpforms-4971-field_13\" class=\"wpforms-field-small wpforms-limit-characters-enabled\" data-form-id=\"4971\" data-field-id=\"13\" data-text-limit=\"2\" name=\"wpforms[fields][13]\" maxlength=\"2\" ><div class=\"wpforms-field-description\">example: 12km<\/div><\/div><div id=\"wpforms-4971-field_10-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"10\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_10\">\u4f60\u54cb\u55ba11\u6708\u81f34\u6708\u4fc2\u54aa\u88dd\u51ac\u5b63\u8f2a\u80ce\uff1f<\/label><ul id=\"wpforms-4971-field_10\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_10_1\" name=\"wpforms[fields][10]\" value=\"Yes\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_10_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_10_2\" name=\"wpforms[fields][10]\" value=\"No\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_10_2\">No<\/label><\/li><\/ul><\/div><div id=\"wpforms-4971-field_8-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_8\">\u4f60\u7528\u5462\u67b6\u8eca\u569f\u8f09\u4ed8\u8cbb\u4e58\u5ba2\u5b9a\u4fc2\u9001\u9910 \/ \u9001\u9910\uff0c\u4f8b\u5982 Uber \u3001 TheDishes \u7b49\u7b49\uff1f<\/label><ul id=\"wpforms-4971-field_8\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_8_1\" name=\"wpforms[fields][8]\" value=\"Yes\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_8_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_8_2\" name=\"wpforms[fields][8]\" value=\"No\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_8_2\">No<\/label><\/li><\/ul><\/div><div id=\"wpforms-4971-field_9-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_9\">\u4f60\u6709\u5187\u7528\u5462\u67b6\u8eca\u569f\u505a\u4efb\u4f55\u5176\u4ed6\u5546\u696d\u7528\u9014\uff1f<\/label><ul id=\"wpforms-4971-field_9\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_9_1\" name=\"wpforms[fields][9]\" value=\"Yes\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_9_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_9_2\" name=\"wpforms[fields][9]\" value=\"No\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_9_2\">No<\/label><\/li><\/ul><\/div><div id=\"wpforms-4971-field_15-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"15\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_15\">When you Got driving license G1, G2, G?<\/label><input type=\"text\" id=\"wpforms-4971-field_15\" class=\"wpforms-field-medium\" name=\"wpforms[fields][15]\" ><div class=\"wpforms-field-description\">example: G1, DD\/MM\/YYYY  G2, DD\/MM\/YYYY  G, DD\/MM\/YYY<\/div><\/div><div id=\"wpforms-4971-field_26-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"26\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_26\">Driving license Number<\/label><input type=\"text\" id=\"wpforms-4971-field_26\" class=\"wpforms-field-medium\" name=\"wpforms[fields][26]\" ><\/div><div id=\"wpforms-4971-field_16-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"16\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_16\">3 \u5e74\u5167\u5605\u4efb\u4f55\u5b9a\u7f6a\u4ea4\u901a\u7f70\u55ae<\/label><ul id=\"wpforms-4971-field_16\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_16_1\" name=\"wpforms[fields][16]\" value=\"Yes\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_16_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_16_2\" name=\"wpforms[fields][16]\" value=\"No\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_16_2\">No<\/label><\/li><\/ul><\/div><div id=\"wpforms-4971-field_17-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"17\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_17\">\u5982\u679c\u6709\uff0c\u6709\u591a\u5c11\uff0c\u662f\u54ea\u7a2e\u985e\u578b\u4ee5\u53ca\u4f55\u6642\u4ed8\u6b3e\uff1f<\/label><input type=\"text\" id=\"wpforms-4971-field_17\" class=\"wpforms-field-medium\" name=\"wpforms[fields][17]\" ><div class=\"wpforms-field-description\">example: total 2, \r\n1) Stop sign on DD\/MM\/YYY,\r\n2) Speeding 15 km on DD\/MM\/YYY<\/div><\/div><div id=\"wpforms-4971-field_21-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"21\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_21\">Any At Fault Accident within 6 years?<\/label><ul id=\"wpforms-4971-field_21\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_21_1\" name=\"wpforms[fields][21]\" value=\"Yes\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_21_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-4971-field_21_2\" name=\"wpforms[fields][21]\" value=\"No\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-4971-field_21_2\">No<\/label><\/li><\/ul><\/div><div id=\"wpforms-4971-field_22-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"22\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_22\">if yes, how many and when were the accidents?<\/label><input type=\"text\" id=\"wpforms-4971-field_22\" class=\"wpforms-field-medium\" name=\"wpforms[fields][22]\" ><div class=\"wpforms-field-description\">example: total 2, \r\n1) DD\/MM\/YYY,\r\n2) DD\/MM\/YYY<\/div><\/div><div id=\"wpforms-4971-field_14-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"14\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_14\">\u4fdd\u96aa\u5230\u671f\u65e5 \/ \u751f\u6548\u65e5\u671f<\/label><input type=\"text\" id=\"wpforms-4971-field_14\" class=\"wpforms-field-small\" name=\"wpforms[fields][14]\" ><div class=\"wpforms-field-description\">DD\/MM\/YYYY<\/div><\/div><div id=\"wpforms-4971-field_1-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_1\">\u59d3\u540d <span class=\"wpforms-required-label\">*<\/span><\/label><div class=\"wpforms-field-row wpforms-field-medium\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-4971-field_1\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][1][first]\" required><label for=\"wpforms-4971-field_1\" class=\"wpforms-field-sublabel after\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-4971-field_1-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][1][last]\" required><label for=\"wpforms-4971-field_1-last\" class=\"wpforms-field-sublabel after\">Last<\/label><\/div><\/div><\/div><div id=\"wpforms-4971-field_2-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_2\">\u96fb\u90f5 <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-4971-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" required><\/div><div id=\"wpforms-4971-field_23-container\" class=\"wpforms-field wpforms-field-number\" data-field-id=\"23\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_23\">\u806f\u7d61\u96fb\u8a71 <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" pattern=\"\\d*\" id=\"wpforms-4971-field_23\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][23]\" required><\/div><div id=\"wpforms-4971-field_18-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"18\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_18\">\u4f60\u5605\u5730\u5740\uff08\u6709\u90f5\u905e\u5340\u865f\uff09<\/label><input type=\"text\" id=\"wpforms-4971-field_18\" class=\"wpforms-field-large\" name=\"wpforms[fields][18]\" ><\/div><div id=\"wpforms-4971-field_27-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"27\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_27\">Who you talking with (Business Development)<\/label><select id=\"wpforms-4971-field_27\" class=\"wpforms-field-medium\" name=\"wpforms[fields][27]\"><option value=\"Fred\" >Fred<\/option><option value=\"Judy\" >Judy<\/option><option value=\"Lessen\" >Lessen<\/option><option value=\"Owen\" >Owen<\/option><option value=\"Noah\" >Noah<\/option><option value=\"Penny\" >Penny<\/option><option value=\"Please Select\"  selected='selected'>Please Select<\/option><\/select><\/div><div id=\"wpforms-4971-field_28-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"28\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_28\">Who you talking with (Insurance Broker)<\/label><select id=\"wpforms-4971-field_28\" class=\"wpforms-field-medium\" name=\"wpforms[fields][28]\"><option value=\"Shrikant\" >Shrikant<\/option><option value=\"Stone\" >Stone<\/option><option value=\"Terance\" >Terance<\/option><option value=\"Terry\" >Terry<\/option><option value=\"Wallace\" >Wallace<\/option><option value=\"Wesley\" >Wesley<\/option><option value=\"Winky\" >Winky<\/option><option value=\"Please Select\"  selected='selected'>Please Select<\/option><\/select><\/div><div id=\"wpforms-4971-field_25-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"25\"><label class=\"wpforms-field-label\" for=\"wpforms-4971-field_25\">\u8a71\u7540\u6211\u54cb\u77e5\u4f60\u60f3\u4fdd\u5572\u54a9\uff08\u4f8b\u5982\u591a\u904e\u6c7d\u8eca \/ \u591a\u5572\u53f8\u6a5f \/ \u4efb\u4f55\u5c4b\u4f01\u4fdd\u96aa\uff09 <\/label><textarea id=\"wpforms-4971-field_25\" class=\"wpforms-field-medium\" name=\"wpforms[fields][25]\" ><\/textarea><div class=\"wpforms-field-description\">\u4e0d\u77e5\u9053\u5f9e\u54ea\u88e1\u958b\u59cb\uff1f \u6c92\u95dc\u4fc2\uff01 \u6211\u5011\u5c07\u8207\u4f60\u806f\u7e6b\u4e26\u627e\u51fa\u6211\u5011\u9700\u8981\u7684\u8a73\u7d30\u4fe1\u606f\uff0c\u4ee5\u4fbf\u70ba\u60a8\u63d0\u4f9b\u6e96\u78ba\u7684\u5831\u50f9\u3002\r\n<\/div><\/div><\/div><div class=\"wpforms-submit-container\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"4971\"><input type=\"hidden\" name=\"wpforms[author]\" value=\"1\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-4971\" class=\"wpforms-submit\" data-alt-text=\"Sending\u2026\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">\u905e\u4ea4<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/goodrates.ca\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"zh\"\/><\/form><\/div>  <!-- .wpforms-container -->            <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-5867b22 e-con-boxed e-con\" data-id=\"5867b22\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aff0acb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aff0acb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7958c30\" data-id=\"7958c30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>CAA Ontario High Theft Risk Surcharge Update July 2026 https:\/\/youtu.be\/YtvNBZ6Ws04?si=-OWfLQOJLsLJulJxThis CAA Insurance Update to the High Theft Risk Premium Surcharge for automobile policies in Ontario, effective July 1, 2026. The update targets vehicles from the 2022 model year or newer, citing the immense financial burden of auto theft in Canada as the primary reason for &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/goodrates.ca\/zh\/auto-insurance\/high-theft-risk-update-july-2026\/\"> <span class=\"screen-reader-text\">High Theft Risk Update July 2026<\/span> \u95b1\u8b80\u5168\u6587 &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":8280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_mi_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-8279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts\/8279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/comments?post=8279"}],"version-history":[{"count":7,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts\/8279\/revisions"}],"predecessor-version":[{"id":8289,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts\/8279\/revisions\/8289"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/media\/8280"}],"wp:attachment":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/media?parent=8279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/categories?post=8279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/tags?post=8279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}