{"id":2232,"date":"2022-02-07T18:36:26","date_gmt":"2022-02-07T18:36:26","guid":{"rendered":"https:\/\/goodrates.ca\/?p=2232"},"modified":"2022-11-03T23:02:19","modified_gmt":"2022-11-04T03:02:19","slug":"third-party-liability-vs-full-coverage","status":"publish","type":"post","link":"https:\/\/goodrates.ca\/zh\/goodrates-insurance-news\/third-party-liability-vs-full-coverage\/","title":{"rendered":"\u5168\u4fdd\u53ca\u4e09\u4fdd\u662f\u751a\u9ebc?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2232\" class=\"elementor elementor-2232\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-26573e79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"26573e79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1214a823\" data-id=\"1214a823\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-733977b1 elementor-widget elementor-widget-heading\" data-id=\"733977b1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">\u5168\u4fdd\u53ca\u4e09\u4fdd\u662f\u751a\u9ebc?<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34d56178 elementor-widget elementor-widget-image\" data-id=\"34d56178\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT.jpg\" class=\"attachment-large size-large wp-image-2233\" alt=\"\" srcset=\"https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT.jpg 1279w, https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT-300x300.jpg 300w, https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT-1024x1024.jpg 1024w, https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT-150x150.jpg 150w, https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT-768x768.jpg 768w, https:\/\/goodrates.ca\/wp-content\/uploads\/2022\/02\/FullCovT-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-682e1698 elementor-widget elementor-widget-text-editor\" data-id=\"682e1698\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 08-11-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u6709\u597d\u591a\u670b\u53cb\u90fd\u6703\u9078\u64c7\u8cb7\u4e8c\u624b\u8eca\uff0c\u800c\u4f62\u54cb\u4e00\u822c\u4f86\u8b1b\u90fd\u6703\u6709\u6a5f\u6703\u6703\u9078\u64c7\u8cb7\u300c\u4e09\u4fdd\u300d\uff0c\u5481\u7a76\u7adf\u4e5c\u5622\u4fc2\u4e09\u4fdd\u4e5c\u5622\u4fc2\u5168\u4fdd\uff1f<\/p><p>\u4ee5\u5b89\u7701\u70ba\u4f8b\uff0c\u6c7d\u8eca\u4fdd\u96aa\u4e3b\u8981\u5206\u4ee5\u4e0b\u5e7e\u985e\uff1a<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a779653 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a779653\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/quote.brokerteam.ca\/start?utm_producer=goodratesinsurance\" class=\"elementor-button-link elementor-button elementor-size-lg\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A CAR INSURANCE QUOTE<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dc0fa71 elementor-widget elementor-widget-heading\" data-id=\"2dc0fa71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u300c\u4e09\u4fdd\u300d\uff0c\u5373\u4fc2\u4e00\u5b9a\u8981\u8cfc\u8cb7\u5605\u6c7d\u8eca\u4fdd\u96aa\u7a2e\u985e\uff1a<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1072ec6 elementor-widget elementor-widget-text-editor\" data-id=\"1072ec6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Third-Party Liability Coverage (\u7b2c\u4e09\u65b9\u8cac\u4efb\u4fdd\u969c)<\/strong><\/p><p>\u63d0\u4f9b\u56e0\u70ba\u610f\u5916\u5c0e\u81f4\u4ed6\u4eba\u53d7\u50b7\u6216\u6b7b\u4ea1\u7684\u8cac\u4efb\u53ca\u4ed6\u4eba\u8ca1\u7269\u640d\u50b7\u6642\u7d66\u4e88\u5605\u4fdd\u969c\u3002<\/p><p>\u00a0<\/p><p><strong>Statutory Accident Benefits Coverage (\u5f37\u5236\u610f\u5916\u4fdd\u969c)<\/strong><\/p><p>\u5354\u52a9\u4f60\u540c\u8eca\u4e0a\u6240\u6709\u7684\u4eba\u53ca\u5176\u5bb6\u5c6c\u5728\u767c\u751f\u610f\u5916\u5f8c\u6240\u9700\u5605\u91ab\u7642\u53ca\u751f\u6d3b\u958b\u652f\u5605\u4fdd\u969c\u3002<\/p><p>\u00a0<\/p><p><strong>Uninsured Automobile Coverage (\u7121\u4fdd\u96aa\u8eca\u8f1b\u4fdd\u969c)<\/strong><\/p><p>\u4fdd\u969c\u4f60\u5728\u4e0d\u5e78\u53d7\u5230\u7121\u4fdd\u96aa\u6216\u610f\u5916\u5f8c\u9003\u8dd1\u5605\u53f8\u6a5f\u5c0e\u81f4\u640d\u5931\u800c\u5f97\u5230\u8ce0\u511f\u3002<\/p><p>\u00a0<\/p><p><strong>Direct Compensation - Property Damage (DC-PD) Coverage (\u8ca1\u7269\u53d7\u640d\u76f4\u63a5\u8ce0\u511f\u4fdd\u969c)<\/strong><\/p><p>- \u4fdd\u969c\u4f60\u7684\u8eca\u8f1b\u53ca\u5176\u8ca1\u7522\u56e0\u70ba\u5176\u4ed6\u53f8\u6a5f\u904e\u5931\u5c0e\u81f4\u53d7\u640d\uff0c\u53ef\u4ee5\u76f4\u63a5\u6536\u5230\u4fdd\u96aa\u516c\u53f8\u7684\u8ce0\u511f\u3002<\/p><p>\u00a0<\/p><p><strong>\u53e6\u5916\u4e00\u822c\u90fd\u6703\u53e6\u5916\u52a0\u4e0a<\/strong><\/p><p><strong>Family Protection (\u5bb6\u5ead\u4fdd\u969c)<\/strong><\/p><p>- \u7576\u5c0d\u65b9\u4fdd\u96aa\u4e0d\u8db3\u4ee5\u8ce0\u511f\u4f60\u5373\u5bb6\u4eba\u56e0\u610f\u5916\u640d\u50b7\u6216\u6b7b\u4ea1\u5c0e\u81f4\u5605\u640d\u5931\u6642\uff0c\u5462\u9805\u4fdd\u969c\u53ef\u4ee5\u586b\u88dc\u5230\uff0c\u4f46\u4fc2\u6700\u9ad8\u5605\u9650\u984d\u70ba\u5c0d\u65b9\u7b2c\u4e09\u8005\u8cac\u4efb\u4fdd\u96aa\u7e3d\u6578\u5605\u5dee\u984d\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d925e08 elementor-widget elementor-widget-heading\" data-id=\"2d925e08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u300c\u5168\u4fdd\u300d\uff0c\u5373\u4fc2\u4e09\u4fdd\u518d\u984d\u5916\u52a0\u57cb\u4ee5\u4e0b\u5605\u4fdd\u969c\uff1a<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d2ab0a5 elementor-widget elementor-widget-text-editor\" data-id=\"6d2ab0a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Collision Coverage (\u78b0\u649e\u4fdd\u969c)<\/strong><\/p><p style=\"font-weight: 400;\">- \u5c0d\u65bc\u4f60\u904e\u5931\u5f15\u8d77\u7684\u4efb\u4f55\u4ea4\u901a\u78b0\u649e\u4e8b\u6545\uff0c\u8ce0\u511f\u4f60\u672c\u8eab\u8eca\u8f1b\u7684\u640d\u5931\u3002<\/p><p>\u00a0<\/p><p style=\"font-weight: 400;\"><strong>Comprehensive coverage (\u7d9c\u5408\u4fdd\u969c)<\/strong><\/p><p style=\"font-weight: 400;\">- \u4fdd\u969c\u4f60\u7684\u6c7d\u8eca\u56e0\u76dc\u7aca\u3001\u84c4\u610f\u7834\u58de\u3001\u706b\u707d\u3001\u8dcc\u843d\u7269\u4ef6\u3001\u9583\u96fb\u7b49\u7b49\u7684\u8eca\u8f1b\u640d\u50b7\u3002<\/p><p>\u00a0<\/p><p style=\"font-weight: 400;\"><strong>Loss of Use (\u7121\u6cd5\u4f7f\u7528\u6c7d\u8eca\u4fdd\u969c)<\/strong><\/p><p style=\"font-weight: 400;\">- \u4fdd\u969c\u4f60\u7684\u6c7d\u8eca\u56e0\u6b63\u5728\u7dad\u4fee\u6216\u76dc\u7aca\u7684\u81e8\u6642\u4ea4\u901a\u5de5\u5177\u8cbb\u7528\uff0c\u4f8b\u5982\u79df\u8eca\u6216\u4e58\u642d\u7684\u58eb\u3002<\/p><p style=\"font-weight: 400;\">\u5514\u6e05\u695a\u908a\u4e00\u7a2e\u5605\u6c7d\u8eca\u4fdd\u96aa\u9069\u5408\u4f60\uff1f\u5373\u523b\u806f\u7d61\u6211\u54cb\u5605\u5c08\u696d\u6c7d\u8eca\u4fdd\u96aa\u9867\u554f\u63d0\u4f9b\u5354\u52a9\uff01<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76228e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76228e8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf381a0\" data-id=\"bf381a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c48b93e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c48b93e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/quote.brokerteam.ca\/start?utm_producer=goodratesinsurance\" class=\"elementor-button-link elementor-button elementor-size-lg\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A CAR INSURANCE QUOTE<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Third party liability vs Full coverage There are many friends who will choose to buy used cars, they will have the opportunity to choose to buy &#8220;Third party liability&#8221;. What is the Third party liability or the Full coverage? Taking Ontario as an example, car insurance is mainly divided into the following categories: GET A &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/goodrates.ca\/zh\/goodrates-insurance-news\/third-party-liability-vs-full-coverage\/\"> <span class=\"screen-reader-text\">\u5168\u4fdd\u53ca\u4e09\u4fdd\u662f\u751a\u9ebc?<\/span> \u95b1\u8b80\u5168\u6587 &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":2348,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_mi_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-2232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-goodrates-insurance-news"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts\/2232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/comments?post=2232"}],"version-history":[{"count":23,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts\/2232\/revisions"}],"predecessor-version":[{"id":3995,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/posts\/2232\/revisions\/3995"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/media\/2348"}],"wp:attachment":[{"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/media?parent=2232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/categories?post=2232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goodrates.ca\/zh\/wp-json\/wp\/v2\/tags?post=2232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}