Free Consultation

Do you have Good Rates ?

ABOUT FRED LAM

I ‘m Fred Lam, an insurance professional and licensed RIBO based in Ontario Canada. I’m currently an insurance broker in GoodRates Insurance a div of Brokerteam Insurance. I was a Vice President in Private Banking of Hang Seng Bank Member HSBC Group in Hong Kong.

WHAT CAN YOU GET ?

Digital + Professional Consulting and Shop rates from 15+ of Canada’s most trusted insurance brands in second

HOW CAN FRED HELP YOU ?

As an experienced and licensed RIBO broker, you can ask me any questions about your insurance coverage. I’m here to help you get the coverage you and your family need, at the best possible price.

Technology + Professional Consulting

Helping you to save insurance, Fred Speaks English + Cantonese + Mandarin

SAVING MONEY ON CAR INSURANCE HAS NEVER BEEN THIS SIMPLE

$139

Per month

$249

Per month

$325

Per month

Shop rates from 15+ of Canada’s most trusted insurance brands in second

Ways to save on insurance with GoodRates

Save 15% to 20%, of insuring more than one vehicle could qualify you for a multi-vehicle saving.

Bundling your home and auto policies could mean up 15% to 20% savings for you.

Just a parking ticket or two? We can tell you’re a good driver.

You can save a lot, if you just only have parking ticket.

No only stay safer with certified winter tires

Our clients say

Fred Lam is #1 in his field. He's very genuine, attentive, professional, knowledgeable and provides the best service. When I went through my first accident (at the beginning of this year), I was super scared and didn't know what to do and he assisted me throughout the entire process. I always refer him to friends/family/colleagues, because he knows what he's doing and offers the best quote. I will always refer him to anyone that's looking for auto or home insurance. He's guaranteed to provide you not only the best quote, but the best customer service.
VERONICA V.
5 reviews
5/5
Great customer service..
FARHAN KHAN
2 reviews · 1 photo
5/5
Positive: Professionalism, Quality, Responsiveness, Value
LYDIA LIU
5/5
TRUST GOODRATES INSURANCE TO PROVIDE CUSTOMIZED PERSONAL INSURANCE FOR YOUR NEEDS.
WE WORK WITH MULTIPLE INSURERS FOR THE BEST AUTO, HOME AND TRAVEL INSURANCE.

Step 1

GET FREE QUOTE Now, OR TEXT/ Call FRED 416-937-3072​ for qoute

Step 2

Click the bottom right, message Fred or text/ call him on 416-937-3072 get FREE CONSULTATION on your insurance needs at the best possible price

Step 3

then e-sign the application in email, Save money, save time and get Good Rates